About Us

What we do!

We Provide a FREE and Confidential Financial Mentoring Service

How our services make a difference to people in our community – impact of our work

We recognise that difficulties with financial management can be stressful. Stress, if left unchecked, can have an adverse impact on individuals, families and children; and in some cases may contribute to the risk of family or domestic violence.

Clients, including individuals, families and whānau benefit from having someone who can listen and understand their stress and help them find ways to work through their issues. 

Financial Mentoring helps build on existing client strengths to develop or enhance their skills, so that they are able to manage their finances and avoid financial stress in the future.


Building Financial Capability in our community

Financial capability goes deeper than what we know about money. It’s feeling confident to make wise judgements about how we use and manage our money in ways that benefit us now and in the future, enable us to reach our goals, provide for our family and, ultimately reach retirement in good financial shape.

Your Financial Mentor and our professional team will work with you to develop an financial plan that will allow you to manage your money more effectively and plan for the important goals in your life.

Our Privacy Statement

We collect personal information from you, including information about your:

  • name
  • contact information
  • interactions with us

We collect your personal information in order to:

  • Assist people experiencing financial hardship

We keep your information safe by storing it securely and only allowing certain staff access to it. .

 We keep your information for two years at which point we securely destroy it by destroying all physical information and deleting all digital information. .

You have the right to ask for a copy of any personal information we hold about you, and to ask for it to be corrected if you think it is wrong. If you’d like to ask for a copy of your information, or to have it corrected, please contact us at: manager@budgeting.co.nz, or 07 838 1339, or 87 Clarence Street, Hamilton Lake, Hamilton 3204.

Our “No Show and Late Cancellation” policy

Hamilton budgeting Advisory Trust strives to make appointments that are convenient and fit our client’s schedule. To accommodate the demand for our services it is very important that all clients attend their scheduled appointments.  We understand that circumstances arise that require clients to cancel or change their appointment but this needs to be done with enough notice that someone else can be offered that appointment time.  For this reason, we have a “No-Show policy”.

No show client

A “No show client (also known as Failed to Engage) is defined as:

  • A client who does not arrive for a Financial Mentoring within the specified appointment time or when a client cancels a Financial Mentoring meeting within 24 hours of the specified appointment time (Late Cancellation).

Where a client “No Shows” on two or more occassion’s  Hamilton Budgeting Advisory Trust will reserve the right to decline any further appointments. 



Our Service!

From humble beginnings as a voluntary organisation in 1991 to a fully professional service with four professional Financial Mentors available 4 days per week.

(Closed Fridays from 1st August 2024)

Hamilton Budgeting Advisory Trust is one of the most trusted Financial Mentoring services in the Waikato.

To support the community to have access to quality services and activities that enhances financial wellbeing

Hamilton Budgeting Advisory Trust was established in 1991 initially as a Charitable Trust to help the people of Hamilton with advice and education.

We are located near the Hamilton Lake, with easy access by bus or car. We provide a wide range of service to our clients which include:


  • One-on-one Financial Mentoring and Budgeting Advisory Service.
  • Group Education including our MoneyMates Peer Group workshops, Advocacy and Debt Management.

Register for one of our MoneyMates Workshops


“I reached out to Hamilton Budgeting services seeking support for a facilitator to facilitate our Financial Budgeting Seminar and was connected with Tony. We were able to host a 3-day seminar covering major arears our target audience identified to struggled in most. We found the workshop to be very engaging and supportive and was set in a non-judgmental safe environment. Hamilton Budgeting Services were very accommodating & supportive which made it easy to plan/organize the seminar. Thank you for providing our community with a safe and supportive service.”


Whanau Ora Navigator

Our Funders


Get In Touch

To speak to one of our Financial Mentors or book an appointment


Free Phone 0800 MONEYZ  /  Call us at 07 838 1339  /  Go to our Book Now page